This Privacy Policy was last updated on March 18, 2021. PLEASE READ CAREFULLY

1. Who We Are

Welcome to the Privacy Policy for Globerian Financial, LLC.
This website, saberinvest.com, is operated by Globerian Financial Group, LLC (“our,” “us,” “we,” and “Globerian Financial”). Your privacy concerns are important to us. This privacy policy outlines how we handle your information. Globerian Financial offers financial education, resources, and consultation. Our products and services are designed to support both large and small investors. We strive to provide the knowledge, experience, and investment strategies our customers need to reach the next level of their wealth building.

2. Our Privacy Policy

Our Privacy Policy is applicable when you use any of our services. It defines the kinds of information we may gather when you use our services, how we use your information, when we might disclose or share your information, and how you can manage your data.

By accessing our services, you acknowledge this Privacy Policy and agree to be bound by its terms and the Terms of Use provided on the website. After reviewing this policy, if there is anything you do not understand or need clarification on, please feel free to email your inquiry to sabe@saberinvest.com. If you do not agree to this Privacy Policy, please do not use any of our services. Your continued and repeated use of the services following the posting of any modification, amendment, or change shall represent your acceptance of the updated privacy policy.

Also note, our Privacy Policy does not apply to websites maintained by other companies or organizations to which we may link to or who may link back to us. We are in no way responsible for the actions and privacy policies of third-party sites.

By viewing or otherwise using our services, you acknowledge the practices described in our Privacy Policy, including our use of cookies and other similar online tools. If you do not agree to this Privacy Policy’s terms, please do not use our Services.

By using our services and providing us with personal data, you are consenting to our processing data under the sectoral laws, if applicable, of the United States of America (“USA”).
If you visit our website from a location outside the USA, please be aware and note that you are sending information (including Personal Data) to our USA-based servers. That information, including personal information, may then be transferred within the USA or back out of the USA to other countries located outside the country where you reside, depending on the type of data and how we store it. These countries (including the USA) may not have data protection laws that are as comprehensive, thorough, or protective as those within your country of residence. Importantly, our collection, storage, and use of your personal information will always continue to be governed by this Privacy Policy.

3. Our Core Commitments to You on User Privacy & Data Protection

We have two fundamental commitments on user privacy and data protection:

– We do not sell, rent, or make public your personal information, except as otherwise outlined in this privacy policy.
– We will contact you directly only when we have something meaningful to share with you.

4. Collection of Personal Information

This Privacy Policy explains how Globerian Financial collects, uses, and shares information, how your personal information is kept secure and used on its website and provides information about your privacy rights. GLOBERIAN FINANCIAL DOES NOT SHARE OR SELL ANY OF THE INFORMATION YOU PROVIDE WITH OTHERS. Still, Globerian Financial may use the information you provide to improve customer service, personalize your user experience, and send periodic emails. For uses beyond these identified, Globerian Financial will notify you at the point of submission or when we believe in good faith that the law requires it.

Globerian Financial collects information about users of the Website in two general ways: directly from you when you subscribe to a newsletter, make a purchase, and in connection with other activities, services, features, or resources available through the Website; and from your device to our Website through server logs and other technologies. Globerian Financial uses the information collected primarily to deliver information, resources, and services that are most relevant and helpful to you.

5. Your Data, What Do We Gather About You and Why?

Globerian Financial does not share or sell personal information about users with unaffiliated third parties. We may share personal information with the following entities:

– Contracted service providers (for example, printing and mailing companies, marketing and advertising service providers, data processing services, IT providers, payment processors, and other entities who are contracted to provide services or at Globerian Financial’s direction);
– Affiliated third parties (parties that Globerian Financial has an affiliation with to provide services and resources);
– Government agencies, other regulatory bodies, and law enforcement officials as required by law; or
–  Other third-parties, with your consent.

Our service providers and affiliated third parties are obligated to keep the personal information we share with them confidential and use it only to provide services specified by Globerian Financial. If our service providers or other affiliated third parties do not comply with Globerian Financial’s policies, the relationship may be subject to termination. If you feel you have received unsolicited emails promoting Globerian Financial or the Website, please email our Customer Service at sabe@saberinvest.com.

We work with trusted partners to process your requests. They have restricted access to your information and may only use it to fulfill requests made by you through our services. We do share your data with top-tier data processors and third-party service providers. We engage them to help us manage and design our website, email newsletter, process payments, and support our business operations, products, and services. For example, we use MailChimp to assist us with our email reminders and campaigns. You can review their respective Privacy Policies by visiting their site:
Mailchimp: https://mailchimp.com/legal/privacy/

According to the legal process, we will also share your information when required to do so by law, comply with any applicable rules or regulations, or respond to a law enforcement authority or government official request. If we have a reasonable belief that a party’s safety is at risk, we may release personal information to law enforcement, with or without a subpoena.

We reserve the right to change the service providers and vendors who provide us with financial transaction support.

We reserve the right to transfer your personal data if there is a sale or transfer of all or a portion of our business or assets according to applicable law.

In providing our various services and content, our subscribers can access other third-party sites. We provide these links to third-party sites for your convenience and to arrange and deliver services and content. Once you leave our digital environment, such as our website, we are no longer responsible for and cannot control what data these sites collect. Please review that site’s relevant privacy policy for how your personal information is handled and processed.

Suppose you connect to our service using credentials of another third-party site or Social Networking Site (“SNS”), such as Google or Facebook. In that case, you authorize us to collect your authentication information, such as your name, email address, and encrypted access credentials. We may store this information so that we may use it for the purposes explained in this policy, and we may also use it to verify your credentials with the third-party site or SNS. The information available to Globerian Financial through our website from a third-party site or SNS is affected by the privacy settings you establish at the third-party site or SNS. You understand and agree that their privacy policies govern the third-party site and SNS’s use of the information they collect from you. This privacy statement governs Globerian Financial’s use of such information. We work with the SNS’s application protocol interface (better known as their developer API) in a way that allows you to authorize us to access your account on that third-party site or SNS on your behalf. To provide us this authorization, you do not provide us with your user username or password to the third-party site or SNS, but you will need to log-in to that SNS or third-party site directly through our site. Once authorized by you, the SNS or third-party site provides us with a token that allows them to recognize us when they ask, on your behalf, for access to your account information or to post information. You can revoke our access to any SNS or third-party site at any time by amending the appropriate from within your account settings on the applicable third-party site or SNS.

When you choose to interact with Globerian Financial through the Website, we will ask you to submit certain personal information, which we collect to directly connect with you, provide you with resources and services, and determine our marketing strategies and advertising. The data will vary but may include name, address, phone number, billing and delivery information, email address, and credit card information. The service or products that you seek will determine the personal information collected.

The data we gather falls into two categories:

– Personal and Non-personal information you voluntarily supply when we receive any communication from you such as, but not limited to, when you subscribe or place an order, and
– Tracking information collected as you navigate through our site, discussed further in the Cookies, Pixel Tags, Web Beacons, and Other Similar Tools section below.
In the event you subscribe, inquire, or otherwise make a purchase on our site, we may collect personal information (including name, phone number, email address, payment details (including credit card information (last four digits only)), and personal profile. We may also collect and store some, part, or all the information you provide to us voluntarily.

We collect Non-personal and Personal Information for the following purposes:

–  To provide and operate the Services, including making improvements to our website and ensuring that content on our site is presented most effectively for you;
– To provide the products or services, you request from us;
– To provide you with products, information, or services that you request from us or which we feel may interest you;
– To provide our visitors and users with ongoing customer assistance and technical support;
– To provide for the safety and security of our visitors and users;
– To help us create products and content that are relevant to our visitors and users;
– To contact our users and visitors with general or personalized service-related notices, content, and promotional messages;
– To create aggregated statistical data and other aggregated or inferred Non-Personal Information, which we, or our business partners, may use to provide and improve our respective services; and
– To comply with any applicable laws and regulations.

6. Cookies, Pixel Tags, Web Beacons, and Other Similar Tools

It is common for most companies to collect certain cookies, at the very least. During a routine visit to our site, we do not collect personal information. We may, however, collect certain information that does not identify you, such as information from your browser or data about the aggregate number of visits to a web page. These analytics may also include cookie use, tiny data tags that track where you click, navigate or go, and help you navigate back. This information also helps us see which pages require attention. A cookie is a text file (or data tag) placed on your hard disk by a web page server. We cannot use cookies to deliver viruses or run programs on your computer. Cookies are uniquely assigned to you. A web server can only read such cookies in the domain that issued the cookie to you.

Cookies provide the sort of data that helps us improve our site and make it more useful and relevant, which is beneficial to our clients and customers. One of the primary purposes for cookie use is to provide a convenience feature to save you time. For example, if you personalize Globerian Financial pages or register with Globerian Financial site or services, a cookie helps Globerian Financial to remember your specific information on subsequent visits. Cookie use helps us simplify the procedure of recording your personal information, such as shipping addresses, billing addresses, and so on. When you return to the same Globerian Financial website, the information and data you provided on the prior visit can be retrieved to easily use the Globerian Financial features that you customized. That said, if you do not like cookies or their functionality, you can set your browser to delete them, refuse them, or let you know each time a cookie is being used. Simply go to the appropriate Help menu within your browser.

We collect, receive, and store any information you enter on our website or provide us in any other way, including participating in online surveys. Also, we collect the internet protocol (IP) address used to link your computer to the internet, e-mail address, computer and its connection information, and purchase history. We use specific software tools to measure and collect your session information, including web page response times, duration of visits to particular webpages, web page interaction information, and methods used to browse away from the page.

If you subscribe to our newsletter, the data processor that stores your personal information uses certain tracking technologies, called web beacons, to tell us when our newsletter subscribers have opened our emails or clicked certain links within them. The data processor also uses cookies to track when our subscribers have visited our website. These web beacons and cookies record subscribers’ IP address, email address, time, the date associated with each opening of a newsletter, clicks within the newsletter, or other activity on the website. The data processor uses this information to aggregate data on whether items within the newsletter and on the site generated interest among subscribers. That information helps us improve the newsletter, better our offerings, target our marketing, and optimize our website.

As indicated above, you can modify or change your browser settings to reject or delete cookies. To accomplish that, simply refer to your specific browser’s Help menu. As for the web beacons that the data processor uses, you will need to unsubscribe from the newsletter to avoid those.

7. Billing Information

If you make any purchases, we collect specific data about your purchase to process and manage your order. Accordingly, you must provide certain billing and payment data directly to our payment processing partners. The information required includes your name, credit card information, billing address, and zip code. Our providers give us access to your name, email, shipping addresses, and purchase history; however, we do not collect or store sensitive cardholder information, such as a full credit card number. We only collect the name and email address. Currently, we use Stripe.com as our payment processor, which collects and may store your complete credit card information. This payment service provider uses industry standards (PCI DSS) to collect and store your sensitive data, including placing your data on secure servers behind a firewall. To learn more about how the Stripe.com service protects your data, visit: Stripe.com – https://stripe.com/privacy

We reserve the right to change the service providers and vendors who provide us with financial transaction support.

8. Aggregate Information Collected Through Technology

Like most websites, ours may use several technologies, such as cookies, for legitimate business and professional interests. They are used to recognize you. To help us understand which parts of our website are the most popular with our visitors, where our visitors are looking, and how much time they spend there. We use tools such as Google Analytics to do some of this collection. Google Analytics collects technical data about our site visitors; that includes the device, geographic location, internet browser, and the device’s operating system. You can, if you so desire, opt-out of the Google Analytics cookies by using Google’s Analytics Opt-Out Browser Plug-in here: Google Analytics Opt-Out Browser Add-On.

We reserve the right to change the vendors or third parties who provide us with usage data.

9. Unsubscribe from Our Email, Newsletter or News Feeds

Under federal CAN-SPAM laws, if you do not wish to receive our commercial emails, you may unsubscribe from them by following the instructions within any email we send. We may, however, still send you necessary administrative notices. You can unsubscribe from our newsletter at any time by using the unsubscribe link at the end of any newsletter. Or you can email us at sabe@saberinvest.com to request removal from our list. (When requesting removal, if possible, kindly send your email directly to us from the email account you used to subscribe to).

10. Requests for Deletion

Subject to certain exceptions as indicated below, upon receipt of a verifiable request from you, we will delete your personal information from our records. To make such a request, send an email to sabe@saberinvest.com and put “DELETE ALL PERSONAL DATA” in the subject line. Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

– Complete the transaction, for which the personal information was collected), fulfill the terms of a written warranty or product recall conducted per federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
– Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
– Debug to identify and repair errors that impair existing intended functionality;
– Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by the law;
– Comply with the California Electronic Communications Privacy Act;
– Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
– Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
– Comply with an existing legal obligation; or
– Otherwise, use your personal information internally, in a lawful manner that is compatible with the context in which you provided the information.

Also, we will not be able to delete anonymously provided information.

11. How We Protect Your Information

We make every effort to keep your Personal Information safe and private. We take commercially reasonable technical, physical, and administrative steps to maintain the personal information we collect. That includes limiting the number of people who might have physical access to database servers, utilizing electronic security systems, as well as certain password protections that guard against unauthorized access.

Unfortunately, despite our best efforts, transmitting data and information over the Internet can never be guaranteed to be 100% secure. While we strive to use every reasonable means to ensure the security of information you transmit through the services, we cannot guarantee that third parties will not intercept such information. For security reasons, Globerian Financial does not receive your complete credit card number—this information goes directly to and is stored by our payment processing partner (Stripe.com). Although we take appropriate steps to safeguard your information, we cannot guarantee its absolute security. If you believe that your interaction with us is not secure, please notify us immediately; you can find our contact information in the “Contact Us” section below.

12. Children’s Online Privacy Protection Act

This site is not intended for, nor does the site knowingly collect Personal Data from children under thirteen (13). If you are under the age of thirteen (13), please do not submit any Personal Data through the services. We encourage parents and legal guardians to monitor their children’s Internet and online usage and help enforce our Privacy Policy by instructing their children never to provide any Personal Data or information through the services without their permission. If you have reasons to believe that a child under the age of 13 has provided Personal Data to us through our services, please contact us, and we will make every effort to delete that information from our databases.

13. Data Retention

We keep your information for no longer than is necessary. We will retain your information for any period required by law. Where we are not under a legal obligation to retain your information, we will determine what is necessary by reference to the lawful basis for processing set out above and our legitimate interests. If you have any questions about how long we keep your information, please contact us.

14. Who We Are: Contact Us

Globerian Financial, LLC
(512) 264-4609
sabe@saberinvest.com

If you have questions or requests concerning this privacy policy, please email us attention: Saberian Younger. Globerian Financial is a Limited Liability Company.

15. Changes to This Privacy Policy

We reserve the right to change vendors identified in this privacy policy, including but not limited to those that take payment information, host our Services, and provide us usage data. We reserve the right to change or update this Privacy Policy by posting such changes or updates on our website. Amendments to this Privacy Policy will be posted at this URL and will be effective when posted. It is your responsibility to review any such changes or updates and check the website from time to time to be sure you understand all terms and conditions, agreements, and policies of the services and comply with them. You can tell if the policy has changed by checking the last modified date that appears at the beginning of this Privacy Policy.