Last Updated: March 18th, 2021

Overview

This website, saberinvest.com, is operated by Globerian Financial Group, LLC. Throughout the site and within these Terms of Service, the terms “company”, “we”, “us” and “our” refer to Globerian Financial Group, LLC. Globerian Financial Group, LLC offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here. By using or accessing any part of the services, information and materials made available to you on the website, you unconditionally consent to be bound by these Terms of Use. IF YOU DO NOT AGREE TO THESE TERMS OF USE, THEN DO NOT USE THE WEBSITE.

Globerian Financial Group, LLC offers financial education, resources, and consultation. Our products and services are designed to support both large and small investors. We strive to provide the knowledge, experience, and investment strategies our customers need to reach the next level of their own wealth building. By visiting our site, related site pages, site blog and/ or making a purchase from us, such as for an e-book, you engage in our “services” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation, users who are browsers, visitors, subscribers, vendors, customers, merchants, and/ or contributors of content.

Please read these Terms of Service carefully before accessing or using our website or using our Services. By using or accessing any part of the site or Services, you agree to be bound by these Terms. By submitting your email address, first and last name, joining our mailing list or otherwise subscribing, registering, making a purchase or viewing the content within our website, you acknowledge, consent, and agree to these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the website, subscribe, or use any of the services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current website shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Investing Advice and Content

The content, e-books, blogs, materials, and information we provide are published generally and DOES NOT constitute financial, legal, or tax advice. The content and materials are not personal to you and do not take into account your personal circumstances. We do not assess the suitability or appropriateness of any investment in light of your personal circumstances, including your knowledge and understanding, financial strength, tax liability, or appetite for risk.

We do not act as an investment advisor or advocate the purchase or sale of any security or investment. If you need guidance on interpreting the materials and content on the website given your personal circumstances, you should seek independent advice from appropriately qualified professionals. Globerian Financial Group, LLC is not an investment advisory service nor an investment advisor, nor do we provide personalized financial advice or act as a financial advisor. Investors should always check with their licensed financial advisor, legal counsel, and/or tax advisor to determine the suitability of any investment or financial plan.

The nature of the materials presented on our website is for general informational purposes only. No information on any part of the site is intended as investment, tax, accounting, or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation, or sponsorship of any company, security, or fund. The information on the site should not be relied upon for purposes of transacting securities or other investments. We cannot and do not assess or guarantee the suitability or profitability of any particular investment, or the potential value of any investment or information source. You understand and agree that any investment decisions you make will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, financial condition, and liquidity needs. Your use of this site indicates your agreement that you are able to make your own decisions about financial matters and that you bear sole responsibility for your own investment research and decisions and will not hold Globerian Financial Group, LLC liable for any damages relating to your personal finances or investments. YOU ARE SOLELY RESPONSIBLE FOR YOUR OWN ACTIONS.

Investments have inherent risks and there is no guarantee of future profits, or even a return on your investment. Past performances do not assure future results. Investors must be able to afford to lose their entire investment.

The information generally available on the website DOES NOT constitute recommendations, solicitations, or offers to buy or sell any securities, options, other financial instruments, or other assets, or provide any investment advice or service. The content and materials we provide is for general information only and are not intended to be relied upon by users in making (or not making) certain investment decisions. We try to ensure that the content and materials are up to date and accurate, but we do not guarantee the accuracy of the information. Users are encouraged to perform their own research, investigation, and due diligence.
No opinions or recommendations contained herein shall be construed as investment advice. You cannot assume that any recommendations, insights, philosophies, or other information will ensure or lead to a profitable investment.

OUR WEBSITE IS HERE SOLELY TO INFORM, AND YOU ARE SOLELY RESPONSIBLE FOR ALL YOUR DECISIONS AND ACTIONS IN RESPONSE TO ANY INFORMATION CONTAINED HEREIN. ALWAYS SEEK COMPETENT LEGAL AND FINANCIAL COUNSEL BEFORE MAKING ANY FINANCIAL DECISION. GLOBERIAN FINANCIAL GROUP, LLC IS NOT A REGISTERED FINANCIAL ADVISOR.

Online Purchasing Terms

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, in most instances 18. You may not use our products, ebooks, articles, blog posts, webcasts, podcasts, videos, site content, or services for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

General Conditions

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to the technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks. We only use payment providers that adhere to PCI-DSS specifications. We currently use the payment processor Stripe for purchases through our website.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the services, use of the services, or access to the services or any contact on the website through which the services are provided, without the express, written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms. As used herein, the term “including” means “including, but not limited to.”

Completeness, Accuracy, and Timeliness of Information

We are not responsible if information made available on this site or within the services is not accurate, complete, or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information. Any reliance on the material on this site is at your own risk.

We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

Modifications to the Service and Prices

Fees for our products and services are subject to change without notice. We reserve the right at any time to modify or discontinue the services (or any part or content thereof) without notice at any time. We shall not be liable to you or to any third-party for any modification, fee change, suspension, or discontinuance of the services.

Products or Services

Certain products or services may be available or purchased exclusively online through the website. These products or services are non-refundable due to their digital or consultative service nature. We reserve the right but are not obligated, to limit the sales of our products or services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products, services, or enrollments that we offer. All descriptions of products or service fees are subject to change at any time without notice, at the sole discretion of us. We reserve the right to discontinue any product or any of the services at any time. Any offer for any product or service made on this site is void where prohibited.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the services will be corrected.

Payment and Billing Information

By providing a credit card or other payment method that we accept, you represent and warrant that you are authorized to use the designated payment method. In addition, you authorize (or our third party payment processor) to charge your payment method for the total amount of your purchase (and applicable taxes and other charges). If the payment method cannot be verified, is invalid or is otherwise not acceptable, your purchase may be suspended until your payment is processed or otherwise cancelled. You must resolve any problem we encounter in order to proceed with any purchase.

Accuracy of Billing and Account Information

We reserve the right to refuse any product, service, or order you place with us. We may, at our sole discretion, limit or cancel quantities of items purchased per person, per business, or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.

You agree to provide current, complete, and accurate purchase information for all purchases made on our website. You agree to promptly update your information, including your email address and credit card numbers, and expiration dates so that we can complete your transactions and contact you as needed.

Optional Tools

We may provide you with access to third-party tools over which we neither monitor nor have any control nor input. Some of these tools include workshop ticket purchasing, video conferencing, podcast platforms, payment card processing, and survey platforms.

You acknowledge and agree that we provide access to such tools “as is” and “as available” without any warranties, representations, or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.

Any use by you of the third-party tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s). You should review the Terms and Conditions and Privacy Policy of all Third-Party tools. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any use of the third-party tool. Complaints, claims, concerns, or questions regarding third-party tools should be directed to the third-party.

We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.

Third-Party Links

Certain content, products, and services may include materials from third-parties. Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, issues, claims, concerns, or questions regarding third-party products should be directed to the third-party.

User Comments, Feedback, and Other Submissions

If at our request, you send certain specific submissions or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, ‘comments’), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium, for research, and across our current or future developed services, any comments, feedback, or submissions that you submit, send, or forward to us. We are and shall be under no obligation (1) to maintain any comments, feedback, or submissions in confidence; (2) to pay compensation for any comments, feedback, or submissions; or (3) to respond to any comments, feedback, or submissions.

We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene, or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.

You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality, or other personal or proprietary rights. You further agree that your comments will not contain libelous or otherwise unlawful, abusive, or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the services or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

Personal Information

We take the privacy of your personal information seriously. As such, we have created a separate, comprehensive Privacy Policy to provide you information regarding how we handle your Personal Information. Your submission of personal information through the services is governed by our Privacy Policy which can be found here: https://saberinvest.com/privacy-policy/

Errors, Inaccuracies, and Omissions

Occasionally there may be information on our site or in the services that contain typographical errors, inaccuracies, or omissions that may relate to product or services, pricing, promotions, offers, and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the services or on any related website is inaccurate at any time without prior notice (including after you have submitted your purchase or order). We undertake no obligation to update, amend or clarify information in the services or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the services or on any related website should be taken to indicate that all information in the services or on any related website has been modified or updated.

Prohibited and Restrictions on Uses

You are responsible for your activity in regards to our website and services and you shall adhere to all international, national, state, and local laws, regulations, and codes.

In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the services, site, or its content:

– for any unlawful purpose;
– to solicit others to perform or participate in any unlawful acts;
– to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances;
– to infringe upon or violate our intellectual property rights or the intellectual property rights of others;
– to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
– to submit false or misleading information;
– to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the services or of any related website, other websites, or the Internet;
– to collect or track the personal information of others;
– to spam, phish, pharm, pretext, spider, crawl, or scrape;
– for any obscene or immoral purpose; or to interfere with or circumvent the security features of the services or any related website, other websites, or the Internet.

If you engage in any of the following actions, you will be in material breach of these terms, and you agree that you WILL NOT submit, post, communicate, email, message, or otherwise render available any content or use our website or services to:

– lease, rent, resell, loan, distribute, sublicense, or otherwise transfer rights to the website;
– decompile, reverse engineer, modify or disassemble the Services;
– adapt, copy, alter, translate, modify, or create derivative works of our website without the our written authorization;
– permit other persons to use our website , including shared use by a network connection, except pursuant to the terms of this Agreement;
– circumvent or disable any technological features or measures in the website for protection of intellectual property rights;
– use the website in order to, or in conjunction with, any program, service, or device designed to thwart technological methods implemented to control the rights in, or the access to, a content file or other work protected by the copyright laws of any legal authority;
– use or access the website to compile data in a manner that is used or that may be used by a competitive product or service;
– use the service to advertise, solicit, or transmit any commercial advertisements, including chain letters, junk e-mail, or repetitive messages to anyone;
– use your Account or the website to engage in any illegal conduct;
upload to transmit any communications that infringe or violate the rights of any party;
– upload media of any kind that contain expressions of hate, abuse, offensive images or conduct, obscenity, pornography, sexually explicit or any material that could give rise to any civil or criminal liability under applicable law or regulations or that otherwise may be in conflict with this Agreement and the Company’s Privacy Policy; or
– upload any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of the website;
– attempt to interfere or interfere with the proper workings of our website or prevent others from using our website; or in a manner that disturbs the normal stream of dialogue with excessive flooding of messages (a flooding attack) to our website, or that otherwise negatively affects other persons ability to use our Services;
– engage in spamming, commercial activities, marketing of illegal or controlled products, or otherwise violate the law;
– use in a manner that is misleading, deceptive or fraudulent or otherwise illegal or promotes illegal activities;
– use in a way that contains software viruses, or any other computer programs, code or files that are designed to interfere, destroy or limit the functionality of any computer hardware or software or telecommunications equipment;
– use any automated or manual means, including robots, agents, spiders, or scripts, to gain access or manage any user’s account or to copy or monitor our Services or the content contained therein; or
– post extraneous content, repeatedly post the same or similar content or otherwise inflict an unreasonably or disproportionately large load on our website’s infrastructure.

Any forbidden, prohibited or restricted use of our website shall immediately terminate your license to use our Services. We reserve the right, in our absolute and sole discretion, to refuse you access to the website and/or our Services, or any portion of the website and/or our Services, without notice.

Copyright and DMCA Take-Down

If you wish us to remove any Submissions from our Services for any particular reason, please notify us via email at sabe@saberinvest.com. While we do not have an obligation to remove submissions merely because of a removal request, we will evaluate all such requests and will eliminate submissions that we decide should be taken down, in our sole discretion, and in accordance with these Terms of Use (including our Privacy Policy) and applicable law. If you are requesting the removal of content due to a copyright violation (yours), please follow the guidelines indicated in the next paragraph below.

Violation of Copyrights/Copyright Agent. The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you are the copyright owner (or are authorized to act on behalf of the copyright owner), please notify our Copyright Agent immediately of any copyright infringement. As soon as we receive your notice of a claimed potential copyright infringement, in the appropriate form as described below, we will promptly disable or remove access to the subject materials that are claimed to be infringed (or the subject of infringing activity). Your notice to us must be in writing and the writing must include the following information:

– An explanation of the copyrighted work you believe has been infringed (or if you believe several copyrighted works may have been infringed, an indicative list);
– A description of the content you believe is the subject of some type of infringing activity, along with enough information to allow us to find the content;
– An adequate amount of information to permit us to be able to contact you, such as your full name, address, telephone or mobile number, and email address;
– A statement demonstrating you have a “good faith belief” that the allegedly infringing use of the content was not authorized by the copyright owner, the copyright owner’s agent, or by applicable law;
– A statement indicating that the information you have provided is accurate; and
– A statement, made under penalty of perjury, affirming that you are the lawful copyright owner or are lawfully authorized to act on behalf of or represent the copyright holder.

Your notice must be signed (either physically or electronically) and must be addressed as follows:

Saberian Younger
Globerian Financial Group, LLC
1908 Anita Drive
Austin, TX 78704

Any such infringement notification that does not comply with the obligations of the DMCA shall not be deemed adequate notice and shall not be deemed to confer upon Globerian Financial Group, LLC actual knowledge of the circumstances or facts from which material is allegedly infringed or acts are evident.

Disclaimer of Warranties; Limitation of Liability

We do not guarantee, represent or warrant that your use of our services will be uninterrupted, timely, secure, or error-free.

We do not warrant that the results or information that may be obtained from the use of the services will be accurate or reliable.

You agree that from time to time we may remove the services, or any part thereof, for indefinite periods of time or cancel the services, or any part therein, at any time, without notice to you.

You expressly agree that your use of, or inability to use, the services are at your sole risk. The products and services delivered to you through the services are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall Globerian Financial Group, LLC., our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the services or any products procured using the service, or for any other claim related in any way to your use of the services or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

If any part or section of this limitation of liability is found to be illegal, invalid, or unenforceable for any reason, then the collective liability of Globerian Financial Group, LLC., its licensors, sponsors, and service providers, and its and their respective directors, officers, shareholders, employees, and agents, under such circumstances, to you or any person or entity claiming through you, for liabilities that otherwise would have been limited, shall not exceed the cost of your purchase or one hundred dollars ($100.00) whichever is lower.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR CONTENT CONTAINED WITHIN THE SITE IS TO STOP USING OR ACCESSING THE SITE. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO GLOBERIAN FINANCIAL GROUP, LLC FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID BY YOU, IF ANY, FOR THE COST OF THE PRODUCT PURCHASED, BUT IN NO CASE NO MORE THAN ONE HUNDRED DOLLARS ($100.00), WHICHEVER IS LOWER.

In certain circumstances, some jurisdictions do not allow the exclusion of liability for certain types of damages. Your entitlement to monetary damages in that amount shall be instead of all other remedies which you may have against any released party. The party released shall not be liable for any indirect, special, incidental, or consequential damages of any kind (including, attorneys’ fees) in any way resulting from, due to, or arising from the service or any matter related to the Service. Nothing in this Agreement shall exclude or limit liability for damages or losses that may not be lawfully excluded or limited by applicable law.

Indemnification

You agree to indemnify, defend and hold harmless Globerian Financial Group, LLC. and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference or your violation of any law or the rights of a third-party.

Severability

In the event that any provision of these Terms of Service is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

Termination

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our services, or when you cease using our site.
If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due, if any, up to and including the date of termination; and/or accordingly may deny you access to our services (or any part thereof).

Entire Agreement

The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.

These Terms of Service and any policies or operating rules posted by us on this site or in respect to the services constitutes the entire agreement and understanding between you and us and govern your use of the services, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

Choice of Law, Jurisdiction, and Venue

This Agreement between you and us, and your associated relationship, shall be governed, controlled by, and construed in accordance with the federal laws of the United States of America and the laws of the State of Texas, within the United States of America, excluding conflict of law’s provisions that would indicate the application of the laws from another jurisdiction. Any legal action or proceeding relating to your access to, or use of, this service or these terms of use shall be instituted only in a state or federal court located in Travis County, Texas, United States of America. You and Globerian Financial Group. LLC irrevocably agree to accept the jurisdiction of such courts. You expressly and unconditionally waive any claim of improper venue and any claim that said courts are an inconvenient forum. If the courts in the country where you reside should make a determination that the provisions or conditions of this paragraph are unenforceable, then you agree and consent to submit to binding arbitration exclusively.

Additional Terms Herein

If there is a merger, acquisition, corporate reorganization, sale of all or substantially all of Globerian Financial Group, LLC’s assets, or similar transaction, you agree that these Terms of Use herein, and all rights provided, as well as all incorporated agreements, can or may be assigned, automatically or otherwise, by Globerian Financial Group, LLC, in our individual capacity, to one or more third parties.

The Statute of Limitations

You further agree that, irrespective of any law or statute to the contrary, any claim or cause of action related to or stemming from the use of our services or this Agreement must be filed within one (1) year following such claim or cause of action arose or be forever barred.

Changes to Terms of Service

We may make changes to these Terms from time to time. If we make changes, we will post the amended Terms to our Services and update the “Last Updated” date above. The amended Terms will be effective immediately and your continued access to and use of our Services after we provide an updated notice date will confirm your acceptance of the changes. If you do not agree to the amended Terms, you must stop accessing and using our Services. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the services following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

Contact Information

Questions about the Terms of Service should be sent to us at sabe@saberinvest.com